Behavioral finance is a study of the psychology of people’s approach to money. The various decisions we take about finance on a day to day basis form the basis for this branch of psychology. There are a number of theories related to behavioral finance. One of them is Loss Aversion. This is among the most common phenomena that people experience at the time of making financial decisions. Let us see how it can affect our financial decisions. Do you remember buying some shares  that plummeted in the market with very less potential for recovery? Of course you do. In fact, you may remember these more vividly that the killings you may have made. Taking losses is not an easy task. These sit on your statement and lose a good bit of value. If the scenario sounds familiar, you definitely are not alone. [...] 

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Tech IPO’s have been making a huge wave in the market. It is difficult to say which is higher, the valuations or the enthusiasm in the air. Among all tech companies, Social media in particular has reached epic proportions; some even call it a second internet. The hottest IPOS that people are looking at and expecting this year all have a Social Media aspect – Facebook, Zynga and Groupon. Facebook . . . Most experts are certain about Facebook going public, but still speculate on the exactly when it will be happening. The company has not filed papers with the SEC yet, although most people expected them to do it this year. In any case, the event of Facebook going public is set to be HUGE. The company is worth close to hundred billion, according to most experts. This is the same league as Pepsi, [...] 

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Investing secures the future and aids the financial commitments one has kept for his future. There can be several needs like making a dream home or to fund your child’s higher education and all of these can be fulfilled with investment. I find the strategy of small-term investment that is well-diversified and follows a long-term plan, the best way to meet all the financial commitments in future. The terms for the short-term investment plan can vary from few months to years as per the convenience if the investor. However, an investor finds three years the best convenient tenure for such investment plan. Short-term investments are good enough to save your cash and liquid assets but its yields and risks depend highly on where you invest your money. An investor has to be every meticulous about [...] 

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I believe that investing money in the place which I like most is a priority for an investor. But this theory of investing may not award me with a large profit or return. Even if it does then reaping the profit is a matter of time and calculation. This is the reason why the socially responsible investing or the concept of SRI arises from. For more than one decade SRI has become a favored investment strategy for the investors who wish to mix the socially responsible issues with their investment. Socially responsible investing or SRI developed with the mission to do good and feel good for the investors. Although the mission of this investing strategy is noble yet it has been the victim of criticism. It has been criticized in two contexts; it didn’t accrue enough profit and its mission was not [...] 

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The present financial scenario all over the word makes Investment banking a fearful and risky venture fir business houses. However, risk cannot be a reason to step back when an investor wishes to secure a fair place in a company. It is not a new concept for an investor that greater the risk, greater is the possibility of potential returns. Needless to say that risk management needs to be factored into to process to lead the race. Operating a business into an uncertain financial climate requires a lot faith on your instincts and also on your financial advisers. Receiving finance from a distant source may involve countless regrets and you go about searching funds by yourself. But when you have investment banking available easily, why to waste time to sprint towards your dream? An investment bank [...] 

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Companies pay off their investors in many ways, and dividend reinvestment plans are just one of those methods. Each method of dividend repayment has its own benefits and effects both for companies and for shareholders. Dividend reinvestment plans are just one of these many methods. Also known by its acronym of DRIP, these plans are offered by companies that want to give their investors the option of automatically reinvesting their dividends towards the purchase of more shares of the company. To do so, investors must register for the plan in question and then enjoy its benefits. The benefits of using this plan are many. It allows a company to go about accumulating its shares by using the cost averaging method and it offers investors a method by which they can increase their stake in a company [...] 

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